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In addition to helping people apply to own a home built by
Hattiesburg Area Habitat for Humanity, Family Services provides
training and support to help owners after they move in.
How to get an application to purchase a Habitat home and become a
Partner:
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Please
contact our Family Services Manager for more information
regarding our program:
601-582-4663 ext. 14 |
Currently applications will only be available during
scheduled orientations. We currently do not have any
orientation sessions scheduled for July, 2008. Please
continue to check this site for updates. Thanks!
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Family Selection Process
Our Family
Selection Committee, comprised of community volunteers and board
members, selects potential families living in the Hattiesburg
area for home ownership according to financial need, current
substandard living conditions, and their ability to make
monthly house payments.
The selected
families must invest 450 hours of "sweat equity" in the
construction of their homes. Working side-by-side, homeowner
families, donors and other Habitat volunteers create a spirit of
partnership and develop a sense of community, which benefits
everyone.
Hattiesburg
Area Habitat is committed to empowering very low-income
families. A partner is assigned to the new homeowner family in
the transition from renters to responsible homeowners. In
addition, each family attends a series of workshops designed to
educate and inform them during this transition.
Once
construction is completed, the homes are sold at NO Profit to
the homeowner families, who pay small monthly, NO INTEREST,
mortgage payments over 20 years. Mortgage payments are recycled
to build future homes for more needy families.
Family
Selection Guidelines
- Hattiesburg Area Habitat does not discriminate against any
person because of race, color, religion, sex, handicap, family
status, or national origin. Subject to special exception, a
family unit may not exceed the capacity of the Habitat home (no
more than two persons per bedroom).
- The
family must be living in sub-standard housing as determined by
Habitat.
- The
family must meet Habitat's current income guidelines.
- The
family cannot qualify for conventional real estate financing.
- The
family must show a history of steady income and demonstrate the
ability to repay the loan.
- The
applicant, co-applicant and additional wage earners must be
permanent residents or citizens of the United States.
- Families
are not selected until the property has been secured and
finalized.
- The
families will be selected from within the Hattiesburg area
boundaries.
- 450 hours
of sweat equity in building the home, HomeWORKS educational
classes, and working in the HAHFH office is required by each family
as well as the willingness and ability to maintain the Habitat
home properly.
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Families must pay a small down payment of $500 at closing.
Families must
have sufficient annual income to meet the expenses of home ownership
(house payment, property taxes, homeowner's insurance, maintenance).
Those below the minimum amount shown are less likely to be qualified
in the selection process. Applications will be considered from
families whose annual income falls at or below the upper income
guidelines.
P.O.
Box 1092, 5191 Hwy 42, Hattiesburg, MS 39403
© 2005-2006 Hattiesburg Area Habitat for Humanity
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